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Gold Business Card

Gold Business Card

= The American Express® Gold Business Card

Understanding how you’ll now earn points

As a result of awarding points in more places, and the increasing cost of rewards, we’ve had to make some changes to the Membership Rewards program. Your earn structure has changed from 1 Membership Rewards point per $1 spent to the new points earning structure as outlined below.

Your new points earn structure

You will earn 1 Membership Rewards point for every $1 you spend on purchases – excluding utilities, insurance (with the exception of insurances offered by American Express), telecommunications providers and government bodies in Australia, where you will earn 0.5 points for every $1 spent. This means you will earn 0.5 points for every dollar you spend in Australia at merchants classified as:

  • “utilities” which are gas, water and electricity providers
  • “insurance” (excluding insurances offered by American Express)
  • “government bodies” including the Australian Taxation Office, Australia Post, federal/state and local government bodies.
  • Rest assured, your existing points balance will not change, and your points never expire1. Additionally, the number of points required to redeem rewards remains the same.

    More ways to use points

    American Express Membership Rewards offers outstanding value, flexibility and variety when it comes to redeeming points. And now we have added more options for you to choose from:

  • Redeem 1:1 on 7 out of 8 leading airline partners
  • -You can continue to redeem 1 Membership Rewards point for 1 frequent flyer point at Virgin Australia Velocity Frequent Flyer, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer and now with Thai Airways International Royal Orchid Plus, Cathay Pacific Asia Miles™,Malaysia Airlines Enrich and our newest airline partner Etihad Guest2.

    -Or redeem with Air New Zealand Airpoints™ where 100 points equates to 1 Airpoints Dollar™2

  • Book and pay for flights or accommodation using points at
  • Purchase extra points for $25 per 1,000 points, which can be used when you redeem on merchandise and gift cards as well as with our eight airline partners and three frequent guest partners2
  • Click here for Frequently Asked Questions

    If you have any questions about the Membership Rewards program or would like to learn more, please call us on 1300 363 276.

    1. There is no expiry date for points earned while in the program so long as you are a Cardmember, you are enrolled in the program and all your accounts with us are kept in good standing and are not overdue.
    2. Subject to the Terms and Conditions of the Membership Rewards program in which you are actively enrolled. To transfer points into an airline/travel partner program you must be a member of the relevant airline/travel rewards partner program. Membership of the airline/travel rewards partner program is the Cardmember’s responsibility. Subject to the Terms and Conditions of the applicable partner program and a joining fee may apply.
    3. Partner Terms and Conditions apply. Available to Australian enrollees who reside in Australia only. Webjet Marketing Pty. Ltd. ACN 063 430 848, ABN 8406 3430 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.

    Printable Version (opens in PDF)

    American Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313.® Registered Trademark of American Express Company.